It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...

If you have a credit freeze applied ... With Apple Card, you get 1 percent cash back for purchases made with a physical card or online without ‌Apple Pay‌, which is just okay compared to ...

And if you have lingering credit card debt, the card offers a valuable ... Users also earn 2% when using Apple Pay and 1% when paying with the physical card. No Fees: Many rewards credit cards ...

Additionally, you will earn 2% cash back on all eligible purchases made with Apple Pay and 1% cash back ... If you already have an iPhone that you bought with a credit card, you could also ...