the best way to report credit card fraud is to call your credit card issuer. It's safe and easy to use the number on the back of your card since you know this is the official phone number. But, if you ...

If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your ...

Credit card issuers consider multiple factors when you apply. Read on to see some reasons why you may get denied for a new ...

Fortunately, you may be able to combat this by simply calling your credit card issuer and negotiating a lower rate. While it's possible that your request may be declined, there are other options ...

Not paying your secured credit card bill won’t land you in jail, but it definitely damages your credit score and may forfeit ...

Though a late fee of $25 to $40 might apply, if you have a history of on-time payments, call your card issuer and politely ...

Debt settlement isn’t the best option for everyone, so make sure you consider alternatives like using a balance transfer card or creating a debt management plan with a credit counselor before you call ...