Lively charges this annual fee if you don’t keep $3,000 in your cash account and wish to invest. The first major downside to an HSA is that you can only spend money on qualified medical expenses.

a provider of HSA investment tools and advice. (Devenir is a Lively partner.) Cyriac attributes the high growth to a keen focus on customer service. He says the company has incredibly low customer ...

The account may have limited investment options or high annual expenses that eat into your returns. Several HSA providers have no monthly maintenance or application fees. Lively has a free account.

But that leaves you with a big question: how should you spend all that money as a retiree? Here’s what you need to know to ...

With the money saved and invested in our HSA, here’s how we plan to use it to give our family a bright financial future.

Open an HSA in minutes to help you save on taxes, pay your medical expenses and grow your retirement nest egg.

Additionally, HSA contributions made under a salary reduction arrangement in a section 125 cafeteria plan are not subject to ...

An HSA has a unique triple tax benefit: Your contributions reduce your taxable income Any investment growth within the account is tax-free Qualified withdrawals (that is, ones used for medical ...

Low interest-rate yields, minimum-asset requirements for investing and higher fees brought lower grades for most of the firms reviewed in an annual study.

Contributions go in pre-taxed. If you have an employer-sponsored HSA, the funds are deposited before any taxes are taken out of your paycheck. If you open an HSA on your own, your contributions ...

Note: Your personal contributions can go to any HSA custodian, or be rolled over from HSA Bank to a different custodian (Fidelity, Lively ... index fund (not an investment recommendation).