You can supplement your CPP and OAS with ETFs like BMO Canadian Dividend ETF (TSX:ZDV). The post Retirees: 3 Big Changes ...

Delaying CPP and OAS to age 70: Is it worth the wait? The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent boosts, is it more tempting to use these benefits?

Below are the CPP payment dates in 2024 and 2025. Unlike OAS and the GIS, the CPP is funded by employers and employees, and by self-employed people. These contributions, which show up as ...

Depending on your plans, you might accept that loss. How CPP (and other pension income) can affect OAS Now, what if you have additional income sources other than your salary? As a reminder ...

Financial advisors sitting down with clients early in the new year may be wiser to focus on 2025 changes that have been ...

As part of the Planning for the CPP series, The Globe invited readers to ask questions about their CPP retirement benefits ...

you submit questions and our reporters find answers not just for you, but for all our readers. Today, we answer a question from Ralph about how to maximize dividend income needed to supplement CPP and ...

The self-employed CPP contribution rate remains at 11.9 per cent ... If you receive Old Age Security, the OAS repayment threshold is set at $93,454 for 2025, meaning that your OAS will be reduced in ...

Why? For two reasons. He wants better control over his income and tax situation, and his dividend income is robbing him of his OAS. This client is earning about $92,000 a year in dividends on top of ...