A 3-month CD is a short-term CD. Banks and credit unions don't offer it as frequently as 6-month or 1-year CD terms, so you might not find ... rates for the first time in four years in September ...
The MBA says starts will rise 3.4% in 2025 and 2.6% in 2026. Is it true that it will never be a good time ... But if you have some flexibility, you may want to wait for rates to go down a bit.