Activating your credit card just got easier via SMS. Simply text the following using your registered mobile number: SBCARDS [space]ACTIVATE [space]Birthdate (mmddyy)/ExpiryDate (mmyy)/ (last four digits of your card number) and send to 2086 for Globe & TM Subscribers or 4629 for SMART & TNT Subscribers. Example: SBCARDS ACTIVATE 052274/1223/6813

Pay by text uses an SMS (or other) text message service to invoice a customer. The customer can then complete the purchase by texting a response or clicking on a link, which takes the customer to a secure checkout page to finish the transaction. Text to pay typically makes use of payment links, which can be pasted into texts, messages, or emails.

The SMS payment process starts with your business sending a text to customers who have opted in to text-to-pay. This text may contain the customer’s balance due, due date or overdue reminders, immediate payment options or some combination of all three. If the customer pays via text, both parties will receive proof of payment.